SDLT Calculator.

Holiday Home Stamp Duty Calculator

A holiday home counts as an additional residential property and attracts the 5% surcharge on every standard SDLT band. The rate doubled from 3% to 5% on 31 October 2024.

Also applies
SDLT due
£25,000
Band Rate Slice SDLT
£0 to £125,000 5% £125,000 £6,250
£125,001 to £250,000 7% £125,000 £8,750
£250,001 to £925,000 10% £100,000 £10,000
£925,001 to £1,500,000 15% - -
Above £1,500,000 17% - -

Includes 5% additional-property surcharge. Refundable if you sell your previous main residence within 36 months.

Frequently asked

Does the 5% surcharge apply to a furnished holiday let?
Yes. The surcharge applies on the basis of property type and ownership at completion, not how the property is used afterwards. A holiday let is residential and you almost certainly own another home, so the surcharge applies.
What about a holiday home in Scotland or Wales?
SDLT only applies in England and Northern Ireland. Holiday homes in Scotland pay LBTT including the Additional Dwelling Supplement; in Wales they pay LTT including the higher residential rate. The rates differ from SDLT.
I run a Furnished Holiday Let business. Are there any reliefs?
Not from SDLT, the property is still residential at the point of purchase. FHL status affects income tax and capital gains tax, not SDLT.

Full additional-property rules and refund eligibility: /additional-property/.